Move Money

Move money in ways that work for you

Effortlessly send and receive money between your Wisely^® card and external debit cards and accounts. Send funds almost instantly to other Wisely members. Whatever works for you!

Some features require a card upgrade (at no cost).

Learn more about upgrade features.

Enroll Now

confident woman transferring money using her Wisely app

between your wisely card and other accounts

Transfer money where you need it

Whether it’s money coming in or money going out, Wisely makes it easy to transfer money where you want it to go.

Debit cards

Send money from your Wisely card to an external debit card. Funds arrive within minutes. Use the myWisely^® app to enter the number of the debit card you wish to transfer funds to.

Bank accounts

Transfer from your Wisely card to up to three different bank accounts, or from a bank account to your Wisely card. Bank transfers are processed within one to three days.

Venmo^® & PayPal^®

Transfer from a personal finance app to your Wisely card. Just log into Venmo or PayPal to add your Wisely card details. Choose a transfer option to move money to your Wisely card.

Already have an upgraded Wisely Pay card or a Wisely Direct card?

man sends a peer transfer using myWisely app.

peer to peer money transfer

Send and receive money to and from other Wisely members

Another Wisely perk is the peer transfer option that lets you move money easily between Wisely members (up to $2,500/day). Just make sure both members have upgraded Wisely cards and have opted into peer transfer. The transfers cost nothing and the funds are available almost immediately!

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load your card

Easily add money to your Wisely Card

There are even more ways to get money onto your Wisely card!

At a retailer – Reload your Wisely card at 90,000+ retailers nationwide. Just hand your cash and card to the cashier. Your money will be loaded and available within minutes!
Load check – Take a photo of a check with your phone to add money to your Wisely card balance, all through the myWisely^® app.

Some features require a card upgrade. Learn more about upgrade features.

Enroll Now

Pay Bills

Simplify bill payments and record-keeping

Paying bills isn’t exactly fun, but thanks to Wisely it can be simple. Use the myWisely app to snap a picture of your bill to pay. It’s a fast, easy, no-cost way to securely make payments, and keep track, too.

Explore Bill Pay

graphic illustration of the purple Wisely prepaid debit card with Visa insignia

Upgrade your Wisely Pay card to access additional move money features

If you have a Wisely Pay card, be sure to upgrade your card (at no cost). Log into the myWisely app or the website and look for the upgrade button.

Learn more about upgrade features.

Sign up in minutes — at no cost.

No minimum balance fees. No overdraft fees either. And no credit check, so no impact on your credit score.

Enroll Now

If you have a Wisely Pay card or Wisely Cash card (see back of your card), access to certain features or loading funds from sources other than the company you received your card through requires an upgrade, which you can request in the myWisely app. Requesting an upgrade will automatically initiate an identity verification process utilizing your personal information already on file which must be validated in order to upgrade. Card may be restricted or closed if your identity cannot be verified. Upgrade may not be available to all cardholders. If you have a Wisely Direct card (see back of card), you're already upgraded.
While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information.
Transfer to a debit card may not be available to all members. Transfer to a debit card is typically processed within 30 minutes, but could take longer due to network timing, receiving bank processes, or other factors. Only one external debit card may be linked to your Wisely account. Transfers to a debit card are final and not reversible. Fees, terms and limits apply. Please log in to the myWisely app or mywisely.com to see your cardholder agreement, transaction limit and list of all fees for more information.
Standard message and data rates may apply.
Peer Transfer transactions between enrolled users through Peer Transfer are final and cannot be reversed. A peer transfer recipient must be a primary card member who is actively enrolled in Wisely Peer Transfer before being sent a peer transfer. They cannot receive a peer transfer if they have not opted in. Peer transactions are typically processed within seconds but could take longer due to network timing, receiving bank processes, or other factors. Terms and limits apply. Please log in to the myWisely app or mywisely.com to see your cardholder agreement and transaction limits.
Funds are typically available on your card within 10 minutes.
The bill pay feature, powered by Papaya, is available through the myWisely app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward or a Mastercard or Visa product or service, nor does Fifth Third Bank, Pathward or a Mastercard or Visa endorse this offer.
To view applicable fees, please log in to the myWisely^® app or mywisely.com to see your cardholder agreement and list of all fees for more information.
The Wisely card is a prepaid card. References to a digital account refer to the management and servicing of your prepaid card online digitally or through a mobile app. The Wisely card is not a credit card and does not build credit.

The Wisely Pay Visa^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward^®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Move Money

Move money in ways that work for you

between your wisely card and other accounts

Transfer money where you need it

Debit cards

Bank accounts

Venmo® & PayPal®

Already have an upgraded Wisely Pay card or a Wisely Direct card?

Send and receive money to and from other Wisely members

Easily add money to your Wisely Card

Simplify bill payments and record-keeping

Upgrade your Wisely Pay card to access additional move money features

Sign up in minutes — at no cost.

Venmo^® & PayPal^®