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Why does my account show a pending transaction?

Pending transactions are transactions that are being processed but haven’t yet posted. There are a number of reasons why a transaction may show as pending, including but not limited to:

Transactions that WILL impact your available balance while processing

  • Debit card purchases that are authorized but not yet finalized
  • Transfers between accounts that are in progress

Transactions that will NOT impact your available balance while processing

  • Recent deposits that are being verified and cleared
  • Scheduled bill payments before the payment date

Note: For scheduled bill payments, be sure to keep enough money in your account to cover these transactions.

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